Organisms for Development of SME in Algeria
Abstract
In view of the key role played by SMEs in stimulating economic growth, the strong contribution to wealth generation, job creation, and as part of the policy of restructuring and upgrading SMEs in Algeria Which creates conditions both for the environment of these economic entities and for their functioning in the process of reviving industrial activities and their development, a range of support and support structures has been created, Principles and benefits differ. The aim of this article is to present the genesis of the various structures supporting Algerian SMEs.
Key words-
restructuring policy, upgrading, support structures, economic growth.
References
Executive Decree N ° 01-282 of September 24, 2001, attributing, organizing and operating the National Agency for the Development of Investment, J.O.R.A. N ° 55 of 26 September 2001.
Executive Decree N ° 06-356 of October 9, 2001, awarding, organization and operation of the National Agency for the Development of Investment, J.O.R.A. N ° 64 of 11 October 2001.
Executive Decree N ° 02-373 of November 11, 2002, establishing and setting the statutes of the Funds de Guarantee des Credits à la PME, J.O.R.A. N ° 74, of 13 November 2002.
The types of secured loans are investment loans or working capital. These guarantees are only provided for companies that are members of the Fund and pay an annual premium of 2% of the loan amount and for the duration of the loan (Merzouk, F, 2009).
(B.T.PH.): Buildings and public works.
(M.I.P.M.E.P.I): Ministry of Industry, Small and Medium-Sized Enterprises and Promotion of Investment.
Guarantee offer: Agreement in principle for granting the financial guarantee. Guarantee certificate: Guarantee offer completed in bank financing and becomes a definitive commitment of the FGAR.
Executive Decree No. 96-296 of 8 September 1996 on the creation of the National Agency for the Support of Youth Employment, J.O.R.A No. 52, of 11 September 1996.
Executive Decree No. 03-288 of 06 September 2003 on the creation of the National Youth Employment Support Agency, J.O.R.A No. 54, of 10 September 2003.
Executive Decree No. 94-188 of 6 July 1994 on the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 44 of July 07, 1994.
Article 5 of Executive Decree No. 94-188 of 06 July 1994 concerning the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 44 of July 07, 1994.
Executive Decree No. 99-37 of 10 February 1999 on the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 07 of 13 February 1999.
Executive Decree N ° 99-44 of February 13, 1999, creating and fixing the Articles of Incorporation Fund for the Guarantee of Risks arising from Micro-Credits, J.O.R.A. N ° 08 of February 14, 1999.
(O.N.A.F.E.X): National Office of Fairs and Exports.
The Official Journal N ° 58, of October 6, 1996.
The Official Journal N ° 16, dated 06 March 1996.
Review LICCAL of the CACI, N ° 136, Algiers, July 2002.
Ordinance No. 96-06 of 10 January 1996 on Export Credit Insurance, J.O.R.A. N ° 03 of 14 January 1996.
Executive Decree No. 96-235 of 02 July defining the terms and conditions for managing the risks covered by Export Credit Insurance, J.O.R.A. N ° 41 of 03 July 1996.
Executive Decree No. 03-80 of 25 February 2003 on the organization and functioning of the National Advisory Council for the Promotion of SMEs, J.O.R.A N ° 13, 26 February 2003.
Executive Decree No. 05-165 of 03 May 2005 on the creation, organization and operation of the National Agency for the Development of SMEs, J.O.R.A. N ° 32 of 4 May 2005.
MIPI, [2008].
Executive Decree No. 03-188 of 22 April 2003 on the composition, organization and functioning of the National Council for the Promotion of Subcontracting, J.O.R.A. N ° 29 of 23 April 2003.
Bouzerouta. I, [2008], P 108.
Presidential Decree: N ° 04-134 of 19 April 2004 on the statutes of the Fund for the Guarantee of Investment Credits for Small and Medium-sized Enterprises, J.O.R.A. N ° 27 of 28 April 2004.
Ministry of SMEs and Handicrafts, "Statistical Information Bulletin, No. 16", 2009, P 44.
The Official Journal No. 53, of December 5, 1990.
In this regard, it should be noted that companies can obtain this information directly in the form of studies, advice, activities, training, awareness-raising seminars and industrial fairs, or may be referred to specialized bodies Competent authorities.
Executive Decree N ° 06-356 of October 9, 2001, awarding, organization and operation of the National Agency for the Development of Investment, J.O.R.A. N ° 64 of 11 October 2001.
Executive Decree N ° 02-373 of November 11, 2002, establishing and setting the statutes of the Funds de Guarantee des Credits à la PME, J.O.R.A. N ° 74, of 13 November 2002.
The types of secured loans are investment loans or working capital. These guarantees are only provided for companies that are members of the Fund and pay an annual premium of 2% of the loan amount and for the duration of the loan (Merzouk, F, 2009).
(B.T.PH.): Buildings and public works.
(M.I.P.M.E.P.I): Ministry of Industry, Small and Medium-Sized Enterprises and Promotion of Investment.
Guarantee offer: Agreement in principle for granting the financial guarantee. Guarantee certificate: Guarantee offer completed in bank financing and becomes a definitive commitment of the FGAR.
Executive Decree No. 96-296 of 8 September 1996 on the creation of the National Agency for the Support of Youth Employment, J.O.R.A No. 52, of 11 September 1996.
Executive Decree No. 03-288 of 06 September 2003 on the creation of the National Youth Employment Support Agency, J.O.R.A No. 54, of 10 September 2003.
Executive Decree No. 94-188 of 6 July 1994 on the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 44 of July 07, 1994.
Article 5 of Executive Decree No. 94-188 of 06 July 1994 concerning the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 44 of July 07, 1994.
Executive Decree No. 99-37 of 10 February 1999 on the status of the National Unemployment Insurance Fund, J.O.R.A. N ° 07 of 13 February 1999.
Executive Decree N ° 99-44 of February 13, 1999, creating and fixing the Articles of Incorporation Fund for the Guarantee of Risks arising from Micro-Credits, J.O.R.A. N ° 08 of February 14, 1999.
(O.N.A.F.E.X): National Office of Fairs and Exports.
The Official Journal N ° 58, of October 6, 1996.
The Official Journal N ° 16, dated 06 March 1996.
Review LICCAL of the CACI, N ° 136, Algiers, July 2002.
Ordinance No. 96-06 of 10 January 1996 on Export Credit Insurance, J.O.R.A. N ° 03 of 14 January 1996.
Executive Decree No. 96-235 of 02 July defining the terms and conditions for managing the risks covered by Export Credit Insurance, J.O.R.A. N ° 41 of 03 July 1996.
Executive Decree No. 03-80 of 25 February 2003 on the organization and functioning of the National Advisory Council for the Promotion of SMEs, J.O.R.A N ° 13, 26 February 2003.
Executive Decree No. 05-165 of 03 May 2005 on the creation, organization and operation of the National Agency for the Development of SMEs, J.O.R.A. N ° 32 of 4 May 2005.
MIPI, [2008].
Executive Decree No. 03-188 of 22 April 2003 on the composition, organization and functioning of the National Council for the Promotion of Subcontracting, J.O.R.A. N ° 29 of 23 April 2003.
Bouzerouta. I, [2008], P 108.
Presidential Decree: N ° 04-134 of 19 April 2004 on the statutes of the Fund for the Guarantee of Investment Credits for Small and Medium-sized Enterprises, J.O.R.A. N ° 27 of 28 April 2004.
Ministry of SMEs and Handicrafts, "Statistical Information Bulletin, No. 16", 2009, P 44.
The Official Journal No. 53, of December 5, 1990.
In this regard, it should be noted that companies can obtain this information directly in the form of studies, advice, activities, training, awareness-raising seminars and industrial fairs, or may be referred to specialized bodies Competent authorities.
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